The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a flagship government scheme providing an Ayushman Card to eligible families, offering health coverage up to ₹5 lakh annually for hospitalization expenses. In 2025, the application process for the Ayushman Card is active, with a new component—the Ayushman Vay Vandana Card—also introduced specifically for senior citizens aged 70 and above. Families and individuals, including students, can apply for this card either online or offline to secure comprehensive health coverage.
Ayushman Card 2025 – Overview
The Ayushman Card, part of the AB-PMJAY scheme, offers health insurance up to ₹5 lakh per family. This benefit provides cashless treatment at authorized hospitals. While the Ayushman Card gives insurance, the ABHA card is different. It is a digital health ID for medical records. For 2025, the program now includes all seniors over 70. They get a new Ayushman Vay Vandana Card with extra health benefits. Eligibility for the main card is based on 2011 SECC data. This helps vulnerable rural and urban families. The program aims to cover over 55 crore people in total.
| Feature | Details |
|---|---|
| Coverage | ₹5 lakh per family |
| Senior Top-Up | ₹5 lakh (70+ years) |
| Official Website | pmjay.gov.in |
Steps to Apply Ayushman Card 2025 Online
To apply for the Ayushman Card 2025 online, follow these steps:
- Visit the official website at https://pmjay.gov.in/.
- Click on “Am I Eligible” from the top menu to check your status.
- Enter your mobile number, captcha code, and OTP sent to your phone to log in.
- Select “PMJAY” as the scheme, then choose your state and district.
- Search using your Aadhaar number under “Search By” and click “Search.”
- If eligible and the card status shows “Not-Generated,” click “Do e-KYC.”
- Choose “Aadhaar OTP” authentication, enter the OTP, and provide consent.
- Submit family details and wait 15-20 minutes for verification.
- Log in to https://beneficiary.nha.gov.in/, select “Download Card,” verify with OTP, and download your e-card.
For seniors, use the “Click Here for fresh enrollment of 70+” option after step 5. Students are advised to keep Aadhaar ready and ensure a linked mobile number.
Steps to Apply Ayushman Card 2025 Offline
To apply offline, follow these steps:
- Visit a nearby Common Service Centre (CSC) via https://www.csc.gov.in/ or an empanelled hospital at https://hospitals.pmjay.gov.in/.
- Share your mobile number for verification and present your Aadhaar card.
- Ask the Ayushman Mitra or staff to check your eligibility using SECC data.
- Complete e-KYC with OTP or biometric assistance on-site.
- Fill out any required forms with help and submit supporting documents if needed (e.g., ration card).
- Get your card printed on the spot or download it later if processing takes time.
Processing is usually same-day at CSCs, but rural areas may face delays. No fees are charged.
Required Documents and Tips
To apply, you need:
- Primary Document: Aadhaar card for e-KYC via OTP or biometrics.
- Supporting Documents (if required): Ration card, income certificate, or caste certificate (SC/ST).
- For Seniors: Aadhaar is enough, but family details may help.
Tips: Use an Aadhaar-linked mobile for OTPs, verify eligibility first at pmjay.gov.in, and expect 15-20 minutes for online processing or same-day offline issuance. No cost is involved.
FAQs
It’s a health card offering ₹5 lakh coverage, with a top-up for seniors 70+.
Visit pmjay.gov.in, check eligibility, and complete e-KYC with Aadhaar.
Go to a CSC or empanelled hospital with Aadhaar for on-site registration.
Aadhaar is mandatory; a ration card or caste certificate may help.
No, the process is completely free.
